The Agent's Financial Operating System

The Broker Financial Toolkit

The exact Excel models, entity-structure templates, and tax-strategy guides I use with coaching clients — packaged so you can run your business like a business without paying coaching prices.

🧾 One-time purchase · Lifetime updates · Instant download

Not sure it's for you?

Take the free Financial Strength Scorecard first. If you score under 70, the Toolkit fixes exactly what the Scorecard finds.

Scorecard → Toolkit → DashboardCoaching. Each step is optional. Each one compounds.

What's Inside

Seven Tools. One System.

Everything is built around the same four pillars as the Scorecard: Structure, Visibility, Cash Flow & Taxes, and Wealth & Investing.

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Entity Structure Decision Kit

Sole prop vs. S-corp vs. LLC — a decision model with the actual break-even math, plus the checklist of what to ask your CPA before you switch. Includes the S-corp reasonable-compensation worksheet.

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Commission Cash-Flow Model

The commission-to-take-home Excel model: every closing flows through splits, caps, expenses, tax set-aside, and owner's pay — so you know what a check is really worth before it hits your account.

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Quarterly Tax Set-Aside System

A quarterly estimated-tax planner tuned for irregular commission income. Stop guessing in April. Includes the 2026 federal + California quick-reference sheet.

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True Cost of Ownership (TCO) Models

The TCO models for evaluating a property the way an investor does — all-in carrying cost, not just PITI. Works for your own residence and for rentals.

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Prop 19 Analysis Pack

California-specific: how Prop 19 changed base-year value transfers and inherited-property rules, with worked examples — so you can spot the conversation your clients (and your own family) need to have.

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Tax-Strategy Guide Library

Plain-English guides to the strategies agents actually use: S-corp threshold, home office, vehicle, augusta rule, retirement accounts for the self-employed, and when each one is worth the paperwork.

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Coaching Discovery Assessment

The same deep-dive assessment I run with new coaching clients — so you can diagnose your own business first and decide whether coaching is even the right next step.

Who It's For

Scored under 70 on the Scorecard? The Toolkit is built to move you up a tier. Every model maps back to a Scorecard pillar, so you fix the weakest one first.

Get the Broker Financial Toolkit

One-time $197. Instant download. Every future update included. Less than one hour of a CPA's time — and it makes every hour with your CPA more valuable.

Buy Now — $197 →

Questions

Is this tax or legal advice?

No. The Toolkit is educational — models and templates that organize your numbers so you can have sharper conversations with your CPA and attorney. I'm a California real estate broker, not a CPA or attorney. Always verify strategies with your own advisors.

What format are the files?

Excel (.xlsx) for the models, PDF for the guides. Everything works in Excel, Google Sheets, or Numbers.

Do I get updates?

Yes — lifetime updates. When tax numbers change or models improve, you get the new version free.

Toolkit vs. Dashboard — which one?

The Toolkit is the one-time, own-the-files version. The Broker Financial Dashboard ($49/mo) is the living version: same logic, but it persists your numbers, re-scores you over time, and shows progress. Most people start with the Toolkit.

What if it's not for me?

Email me within 14 days for a full refund. No forms, no hoops.