Privacy Policy

This Privacy Policy describes how Wealth Building Broker ("we," "us," or "our"), operated by Lance Hulsey (California Real Estate Broker, DRE# 01724888), collects, uses, and protects information about visitors to wealthbuildingbroker.com.

1. Information We Collect

Information you provide directly:

• Contact form submissions — name, email, phone number (optional), topic, and message
• Email correspondence you send to us
• Any information you voluntarily provide when requesting a referral, consultation, or forum access

Information collected automatically:

• Basic device and browser information (browser type, operating system, screen size)
• IP address and approximate location (city/region)
• Pages visited, time on site, referring website
• Anonymous analytics collected through our hosting provider (Netlify) and any analytics tools we use (e.g., Google Analytics, if enabled)

We do NOT collect: Social Security numbers, government IDs, financial account numbers, or sensitive health information through this website.

2. How We Use Information

• To respond to your inquiries and provide the services you request
• To send you information you've requested (e.g., follow-up to a contact form submission)
• To improve the website and the resources we offer
• To comply with legal obligations, including California real estate disclosure laws
• To detect, prevent, and respond to fraud, security issues, and abuse

3. We Do Not Sell Your Personal Information

We do not sell, rent, or trade your personal information to third parties for monetary or other valuable consideration. We do not share your contact information with marketing partners.

4. When We Share Information

We share information only in these limited circumstances:

• Service providers: With trusted vendors who help us operate the website (hosting via Netlify, form processing via Netlify Forms, email via standard email providers). These vendors are contractually bound to protect your information.
• Referral requests: If you request a referral to a real estate agent in another market, we will share your name, contact info, and what you're looking for with the referred agent. We will tell you which agent before making the introduction.
• Legal compliance: If required by law, court order, or to protect rights, safety, or property.
• Business transfers: In the event of a sale, merger, or transfer of business assets, your information may be transferred to the successor entity.

5. Cookies and Analytics

This website may use cookies and similar technologies to:

• Remember your preferences (e.g., calculator inputs during a session)
• Measure aggregate traffic and usage patterns
• Improve site performance and security

You can control cookies through your browser settings. Disabling cookies may limit some site functionality but will not prevent you from accessing core content.

6. Your California Privacy Rights (CCPA / CPRA)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):

• Right to know what personal information we have collected about you
• Right to delete personal information we have collected (subject to legal exceptions)
• Right to correct inaccurate personal information
• Right to opt out of the sale or sharing of personal information (we do not sell or share, but this right is available)
• Right to limit use of sensitive personal information
• Right to non-discrimination — we will not deny you services or charge different prices for exercising these rights

To exercise any of these rights, email lance@lancehulseybroker.com with "Privacy Request" in the subject line. We will respond within 45 days as required by California law. We may need to verify your identity before processing your request.

7. Data Retention

We retain contact form submissions and email correspondence for as long as reasonably necessary to provide services and comply with California real estate record-keeping requirements (generally three years for real estate transaction records under DRE rules). Analytics data is retained in aggregated, non-identifiable form.

8. Children's Privacy

This website is not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, contact us and we will delete it.

9. Third-Party Links

Our website includes links to third-party sites including YouTube, Instagram, Amazon, and others. We are not responsible for the privacy practices of those sites. When you click through to a third-party site, you are subject to that site's privacy policy, not ours.

10. Security

We use commercially reasonable safeguards to protect your information, including secure HTTPS hosting, reputable third-party services, and access controls. However, no internet transmission is 100% secure. You provide information at your own risk.

11. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top reflects the most recent change. Continued use of the site after changes constitutes acceptance of the revised policy.

12. Contact Us

For any privacy-related questions or requests:

Lance Hulsey
Wealth Building Broker — KW Thrive SC
1360 41st Avenue, Unit A
Capitola, CA 95010
Email: lance@lancehulseybroker.com